Real-Time Decision Runtime

Sub-second scoring with explainable routing

Score transactions, route decisions, and emit audit-ready rationale in under 150ms. Built for compliance teams, fraud analysts, and technical operations running at scale.

< 150ms

p99 Decision Latency

end-to-end per transaction

96.7%

Queue Precision

analyst review efficiency

95%+

Recall at Alert Threshold

across fraud and AML use cases

How it works

Three steps from transaction data to decision

📊

Score

Feature binding, model routing, and raw score computation.

🔀

Route

Policy evaluation against score, risk tier, and network context.

Return

Decision, rationale bundle, and audit trail for downstream systems.

Decision outcomes — typical distribution (representative transaction mix, varies by configuration):

Auto-Clear
~85%
Review Queue
~10–12%
Auto-Block
~2–3%

Why it matters

Deterministic routing with zero guesswork

Auto-Clear

Score below threshold — transaction cleared immediately.

Review Queue

Score in policy band — routed to analyst queue with rationale.

Auto-Block

Score above hard block threshold — transaction blocked, escalated.

Who operates it

Designed for three teams, not just engineers

Compliance / AML Officer

  • Explainable rationale for every alert and block decision
  • Audit trail with model version and threshold lineage
  • Policy override workflows for edge cases and exceptions

Platform Engineer

  • Stateless scoring microservice for horizontal scaling
  • gRPC + REST deployment options with standard auth
  • Sub-second SLO with circuit-breaker and fallback routing

CFO / Risk Committee

  • Measurable false-positive reduction and review efficiency gains
  • Performance tracking by institution, risk tier, and time period
  • Cost per decision with transparent model and infrastructure spend

See the runtime against your transaction volumes

We run a live walkthrough with transaction data that matches your use case — fraud, AML, or both.